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How Much Is Your Auto Accident Compensation Worth? Damages from car accidents are intended to compensate victims for their losses. They can include cost of property damage as well as medical bills. Other damages aren't economic, such as pain and suffering. In New York, you have up to three years to pursue legal action after a crash, but waiting too long can harm your case. In time, evidence may be lost or destroyed witnesses may not remember important details. Damages In a car accident victims could be awarded compensation for the economic loss they suffered like medical bills and lost wages. Additionally, they may receive compensation for damages that are not economic like pain and discomfort. However, the amount your claim is worth will depend on the degree of your injuries and the impact they have on your life. An experienced attorney for auto accidents can assist you in determining the value of your injuries and property damage, and then negotiate with the insurance provider for an acceptable settlement. Insurance companies are in business of making money. They will do everything they can to pay your claim as inexpensively as they can. You need an attorney who knows how to get the highest amount you are entitled to. In addition to the costs of repairing your vehicle, you may also claim compensation for personal belongings that were damaged by the crash. Jewelry, clothes, and shoes are all included. You may also be eligible for compensation for costs related to housekeeping, gardening or childcare, if you are not able to do these tasks yourself due to your injuries. In determining auto accident attorneys west jordan of your claim, the deductible will also be considered. You will need to pay your deductible prior to the insurance company begins to pay for your damages. You can then sue the driver at fault to recover any remaining damages. Medical bills The medical bills that arise from a car wreck can quickly mount up. The average cost of an ambulance ride, hospital stay and inpatient treatment can be tens of thousand dollars or more. Additionally, the cost of physical therapy, prescription medications and other treatment options can continue to rise as the victim is able to recover. If the driver is found be at the fault in a lawsuit, they are liable for the victim's damages, including medical costs. The law does not require that the at-fault driver pay for their victim's medical expenses on a regular basis. Unless you live in a no-fault state, the first step for medical bill compensation is to submit an application to your insurance company for auto coverage for PIP (personal injury protection) coverage. This insurance may be able to cover all or a large portion of your medical expenses subject to the policy limits. You must also file an appeal against the liability coverage of the motorist at the fault, as well as your own uninsured driver policy. These policies could reimburse you for medical expenses, but they usually come with deductibles or other terms. A lawyer with experience can guide you through the process of obtaining medical bills paid. This will help you avoid having to spend your money for medical treatment, and it will allow you to concentrate on your recovery. Loss of wages Car accidents could cause you to miss work. You may be unable to pay your bills and lose income due to. You might need to borrow money from your friends or family members. A settlement can take months. In that time, will have to keep paying the bills out of your pocket and wait for your settlement. A claim for lost wages could aid in recovering the money you would have earned if not to be injured in a car accident. This could include hourly wages and salary, but it could also include other financial benefits like bonuses and raises. Your lawyer can calculate the actual loss earnings. You can claim compensation for lost wages through a no fault insurance company or file a lawsuit against the at-fault party. The claim will typically involve medical expenses, proof that you were unable to work due to your injuries, and a record of your lost earning capacity. This is often known as demand package. You will be required to provide a letter from the employer verifying the details of your job including the days you were absent because of your injury as well as the hours you usually work. You'll also need to submit your paystubs and tax documents. Your attorney can help you to gather these documents and make a compelling demand package to present to the insurance company or a judge in your case. Suffering and pain While some costs associated with a crash can be calculated to the penny — such as emergency services, medical bills and surgery costs, medication and lost wages, other expenses are not. These damages that are not quantifiable are known as”pain and suffering” and play an essential element in an injury claim. Both the physical and emotional consequences of an accident can be as a result of suffering and pain. The injuries sustained by victims can have a lasting effect on their lives and cause permanent disabilities or even death. For instance, a victim who suffers a debilitating brain injury may never be able to get back to normal functioning. These kinds of injuries typically require a substantial settlement. In most instances, the amount of suffering and pain that a victim experiences is contingent upon the extent of their injuries and how the accident has affected their life. An experienced lawyer will look into the specifics of your case to determine an appropriate settlement. They will consider previous settlement amounts for similar injuries as a guide to give you an idea of what your case could be worth in terms of pain and suffering. Insurance companies try to undermine the claims of victims of suffering and pain, by claiming that their injuries were not severe enough. A knowledgeable lawyer will be able to resist these tactics and negotiate with the insurer on your behalf to ensure that you get a fair settlement.